<?xml version="1.0" encoding="UTF-8"?>
<!--
  Thirteen pages, which is the whole public site. The eight /confirm-status
  pages are deliberately absent: they are Disallow'd in robots.txt, they carry
  noindex, nofollow, noarchive in their own markup, and the Caddyfile sets the
  same header on them. Three locks on purpose. Do not add them here.

  The host is www. The apex forwards to it at GoDaddy, so www is the only
  address that serves a page and the only one that belongs in a sitemap.

  lastmod is hand-maintained. If you change a page's copy, change its date.
  A stale date is worse than no date, so if this starts drifting, generate it
  from git in the build instead.
-->
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  <url><loc>https://www.sw-pip.co.uk/</loc><lastmod>2026-10-15</lastmod></url>
  <url><loc>https://www.sw-pip.co.uk/about</loc><lastmod>2026-10-15</lastmod></url>
  <url><loc>https://www.sw-pip.co.uk/selling</loc><lastmod>2026-10-15</lastmod></url>
  <url><loc>https://www.sw-pip.co.uk/private-lending</loc><lastmod>2026-10-15</lastmod></url>
  <url><loc>https://www.sw-pip.co.uk/deal-shaping</loc><lastmod>2026-10-15</lastmod></url>
  <url><loc>https://www.sw-pip.co.uk/contact</loc><lastmod>2026-10-15</lastmod></url>

  <url><loc>https://www.sw-pip.co.uk/writing</loc><lastmod>2026-10-15</lastmod></url>
  <url><loc>https://www.sw-pip.co.uk/writing/cashflow-or-chunks</loc><lastmod>2026-10-15</lastmod></url>
  <url><loc>https://www.sw-pip.co.uk/writing/energy-management</loc><lastmod>2026-10-15</lastmod></url>
  <url><loc>https://www.sw-pip.co.uk/writing/financial-leverage-part-one</loc><lastmod>2026-10-15</lastmod></url>
  <url><loc>https://www.sw-pip.co.uk/writing/financial-leverage-part-two</loc><lastmod>2026-10-15</lastmod></url>

  <url><loc>https://www.sw-pip.co.uk/privacy-policy</loc><lastmod>2026-10-15</lastmod></url>
  <url><loc>https://www.sw-pip.co.uk/cookie-policy</loc><lastmod>2026-10-15</lastmod></url>

</urlset>
